Ill-Health Retirement Assessment
€250.00–€350.00
Reviewed by Occupational Health physician
Comprehensive review of clinical evidence
Assessment of work capacity & prognosis
Report structured for pension trustees & HR
- Independent, defensible medical evidence for pension decisions
- Clear assessment of permanent vs partial incapacity
- Ensures fairness to employees while protecting organisational liability
- Demonstrates compliance with scheme rules and governance standards
Who are you?
Select your role to proceed with the appropriate referral form
Ill-Health Retirement Assessments Made Simple
Ill-health retirement is one of the most complex employment and pension decisions an organisation can face. Employers and pension trustees must balance fairness, compassion, and sustainability while ensuring decisions are based on reliable evidence.
Our Ill-Health Retirement Assessment service provides an independent medical review focused on long-term work capacity, not day-to-day fitness for duty. Employees complete a structured questionnaire, supported by consultant reports and medical evidence. An Occupational Health physician then reviews the history, treatment, prognosis, and functional capacity before providing a clear recommendation on whether criteria for ill-health retirement are met. The resulting report supports HR, line managers, and trustees with clear advice on eligibility for permanent or partial incapacity benefits, ensuring decisions are robust, transparent, and aligned with scheme rules.
Employer Referral
HR/Trustees initiate assessment and provide scheme criteria.
Employee Questionnaire
Employee submits medical, employment and evidence details.
OH Physician Review
Independent assessment of evidence, prognosis, and functional capacity.
Written Report
Outcome shared with HR/Trustees, with recommendation on Tier 1/Tier 2 criteria.
We aim to issue reports within the same working day where evidence is complete. If additional medical records are required, we keep communication open until the full report can be finalised.
What's Included?
Comprehensive review of employee’s health in relation to pension scheme rules.
Functional capacity and prognosis assessment.
Review of supporting medical evidence (consultant letters, imaging, rehab).
Independent written report for HR and pension trustees.
What's Not Included?
Emergency or urgent medical care.
Clinical treatment or therapy (referrals advised if needed).
Pension scheme decision-making (employer/trustee responsibility).
When Should Employers Use This Service?
When an employee applies for ill-health retirement.
To provide trustees with independent medical evidence.
To distinguish between permanent incapacity (any role) and partial incapacity (current role only).
Where long-term work prognosis is uncertain or disputed.
To ensure fair and transparent decision-making for staff and scheme members.
Frequently Asked Questions
Yes—any employee applying under their pension scheme rules may be referred.
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